BEGIN:VCARD
VERSION:3.0
REV:2026-05-13T05:42:00Z
N;CHARSET=utf-8:Horstmann;Shelly;;;
FN;CHARSET=utf-8:Shelly Horstmann
ORG;CHARSET=utf-8:Cressy & Everett Real Estate
TITLE;CHARSET=utf-8:Executive Club 2021 & Circle of Excellence 2019
EMAIL;INTERNET;WORK:shellyhorstmann@cressyeverett.com
TEL;PREF;CELL:(269) 358-4322
TEL;WORK:(269) 782-2877
ADR;WORK;POSTAL;CHARSET=utf-8:;;701 Spruce Street;Dowagiac;Michigan;49047;
 
URL:http://shellyhorstmann.cressyeverett.com
PHOTO;ENCODING=b;TYPE=JPEG:/9j/4AAQSkZJRgABAQEASABIAAD/2wBDAAgGBgcGBQgHBwcJ
 CQgKDBQNDAsLDBkSEw8UHRofHh0aHBwgJC4nICIsIxwcKDcpLDAxNDQ0Hyc5PTgyPC4zNDL/2wB
 DAQkJCQwLDBgNDRgyIRwhMjIyMjIyMjIyMjIyMjIyMjIyMjIyMjIyMjIyMjIyMjIyMjIyMjIyMj
 IyMjIyMjIyMjL/wAARCADcAJYDASIAAhEBAxEB/8QAHAAAAAcBAQAAAAAAAAAAAAAAAAECAwQGB
 wUI/8QAPhAAAgEDAgQDBgQFAgQHAAAAAQIDAAQRBRIGITFBE1FhBxQiMnGBI0KhsRVSkcHRcuEW
 JGLxM0NTkpOi8P/EABsBAAIDAQEBAAAAAAAAAAAAAAACAwQFAQYH/8QAJhEAAgIBBAICAwADAAA
 AAAAAAAECEQMEEiExBUEyURMigRRhkf/aAAwDAQACEQMRAD8A2ejoCjAqQUMUYogKViiwBR0XSm
 pJlSgB0kCkNKo61VOJOOdM4fjKyuZ7ntBF1+56Cso1j2pa5fSMIJhYw9ktxl/uxpXJIdQbN9e6S
 MZd1UebHFc+44m0e0YLcapZxFjgBpl5/rXmK51+7u3YzXMsh7l5C5NRhqGWx4rkHtyNL+T/AEN+
 NHrWC+huI1kikR0boynINSA4NeX9J4y1rRoDBZ3hWE9igO36A1atA9rmpQXiwauEuYjj440COB+
 xplNC7DeKFc/SNXtNYsI7uzmEkT9x1HoR2ro0wgVFSqKgBJpJpZpJFACT1oUCKFAAFKFIHSlihg
 KFCgKBoAZnlCLzOKyfjn2jpYRyWumyBpuamUHp/p/zXd9qHEcukabHaWxImuMjK9QvevP17G8sp
 dzk9W9PIVHOfpE0I8Wxm91C6vbjdNK5LfE3Oo7THGByFGq4Lu2TjkPU0zMCq47nrUYw285LbcZq
 TGCqhyi4pq2hy+dhZuwqw23D9/eQtIbbcq+VDkl2Ci30cuKVJDjZz9DUe6BDCRSeXXzrvnhS8Vg
 6xMPoMEUpuGrk7mkBwR1xS/kj9j/im/RY/ZvxfNot6kbyl7WUgSLnOB516It50uIUljYMjgMrDu
 K8fqk2l3KqxwwPI1vfss4oXUNN/h0z/ix848+Xcfb+9SwkRTiaZiixRjnQqUhEkUk0s0kigBBFC
 lYoUANjpSxSRShQwFChmizXM4h1mLQNAvNSlI/BjJQH8z/lX+uK4zqMQ9q+uifieeBDn3UeF54P
 eqE8cjhUPz9T9aVNO91qU1xcOZJDIZHY/mbqf1NOxhiWLHLP8x9fKq7ZZRFa2ICooywpMlkWuxE
 vxbBz+tdeNFUeJnp0qfoNj75q6RovN2wKRypWPGG5pIs/CHDdulgks9urOw7irpbWMNspRIwqns
 BUy104W8KRgfCoxUwW3KqT3Sds1VGEFRxbi3XbyQVX7+1znK8qvDWeVJrj31qDnFI4tDpxfBk/E
 uk5jE0YzjkRUThPVrjR9TSWF9pQhwPPsRV41mxV7SRWXII6VmsTLHq8Cg9Sy1dwSuNGZqYbZWer
 9G1KHVtMgvIWyki5/wA10Kyz2VX80cPu7Nm3uN7IP5ZF+YfcHP2rUxzFXYu1ZnzVMKiIpVJNMKJ
 NCgaFADYpY6UgUugAVj3ti1sy3lnocbkRxr7xPju3RR9h+9bCK818Z6mus8Q6jeQjMAlaJH88da
 jm+CTGubKnGu2J5GGCx3AfrT4GJY4h0wWY+QopWQQx/Fz5sV+9NtOqKIy3xyc3I6/6aiJiSZzIw
 CLyzgCtF4A0rbJ7465PRSf1rP7WNGmjBIjBPPP5R61ruk8Q6DYQRWyzkLGoG8IcMfQ1Xy2+EW9O
 oq5MuCL8INOFeVQbLWbC+P8Ay06sfLoanb9wzS1RO3fI22dpzXIuwSxro3dykEReQ4UeVVW44hk
 uJzDaWDMegaSRYx+tI4OXQ6modjOpw7oWXFZHrFv7rxVGAMAuGrWZ5dS8PNxZRMmf/InDsB54qg
 8aWgg1qwvlHwN8J+3OpMScZckGepxtFp9m2o7dRSwGd66gHH+gxsGrdEOVFecPZ9eC145iDkDxl
 Kj0bFejogQi564q9j+JmZexykmlURqQiEGhRmhQAyKUKSKOgDncQ3DW2i3bxsVfwmwR9K8ya3dR
 JbR2VmrAruluJD5MQQo9cV6c1yOGTSpzOC0YRtwHU8q8q3UiiW5iYZZZSKiyE2PojxAhiX5tt6e
 VLgUIRK6gyEfAn9zTdtJkPNJggKT9eVL0wmaVp5W59cmoiRHd0izmeRHWFZyrhmDdKs91ccX6tH
 cIwewtYsLFClspMi+YY/CO3KhwTZG5vmmYfhJyA9a05JSi7QufpUG+pF+GBuCplV4T0vVLewjm1
 C7eSRmOIWgXKjA55X1zyq5W8wMeG5EUwfFZThQtRt5RmyedJOfsmhirgZ1AyXRaFN3THw9apGoe
 zr3nWvGUtPaMysRLKfEPmCQcDy5Vco3Mk7BeoNdNBPtHxf1FGPJXRzJhUuGUvReE5dDctLeySR5
 +CHO4IPLceZrjccWwk0tnx/4UiuPTnj+9aPdhvBO8c/OqBxoyx8PXJf8AMyL/AFYUylcrCWNRxs
 p+iSGLizTm85VBr1LbMXtYmPXYM15Z0jH/ABDpznp4q8/vXqKyP/KRjuBV3EzHy+iX2ojQHSgal
 IRJoUDQoAYFDNEKJmCqSTgCgDmcQXMVvpcrzuFhCtuJ+leWNWj93vnbO5ZX3B/Otb9ovFqX0cmm
 2smYY3xK4PLPlWRak7z+DCFy6nAUds1XlLc+CzGO1cjDRGPTy3PBTr9TT1kvgQh25csgHtStRl8
 GKC05EooLeRb/AGoXu2HTYyCS5PPP5qUZdmwcCwBdDtpfzS/GavQEexcDnVF4EnE3DlmVPIJirg
 7uE+AczyFU2+Wa8XcUPSl2QiMY9ahJbo7MGfDDzol1qwjuZLQ3AM0Qy6YOQPOpHvdi6h9+c9wK7
 ts7FtdHPktPCufw5PuKnQzshAY5+tIuLm0ACpknr8K5qD/EoDex2eyVpZF3bQnyr2J8hypdu062
 /Z1bt/Ej6VnftAgLcO47tcxD/wC1Xt1dIsMc471n/H96qw2FkD8c02/H/So/yabG/wBkRZuIMpV
 tII7iCT+Q5P8AWvSXCtxJNpxilOZLdvDLfzLtDK33UivMkrFT8PPkSceVehfZnePfcKwXDkFtqw
 k/zeGNuT+lXcfZk5PiXYcqBpPelVYKwk0KBoUARqrfGt5c2nDsxtdwL/CzIMlV71Yz0qvcSW99K
 iNFdSQWmNspiAJUk8mIPVfPHMVyXQ8PkefNQmEwhiiU7SDvA65qE8UdqpldhvIGT2Fd3XoI9Mvr
 sKySLG+0P/N61VNkt5M9zMcxA4QHkM1ULTGHY3d/vAJRiCf+9TL6CY28m/ACdMdvpUOKOe5vFgQ
 Hm2OXSu5qvh7pbdfyIvTzxTN0KlZZfZVriKj6TO2GBLxZ7juK1+HDLjOfKvN+mWlzbyx3dsWSSN
 gysO1blw9rXv8AYxPIu2YL8S+f0qrlS3Wi9hk9tM6eraeWaO8thtuYhyZepHcf7UdpqyPDm6sIJ
 WAxkAKc+oNdCKZJVyDkUU1tBLjcik+dPGVFhSg1tkv6QL/WZYYALW0ghBXHY/tULS4Gjklu5R+N
 M25ieprrtZwomQi8qg3UyWyF2OABmlySbGbgo1FCNW1KC0tJJZpAkca7mY9hWD6prsmvcRT375S
 CMbIUP5VH9z1qfxlxTPrOoPZwsUsoW/8AkbzPoKq1l+IzKPzBqfFjpWzP1Gbc9q6LLpFlLqkbeG
 CWaNmOOyjrW1+yFj/wiYjn8O4cfsax/gTUIbeS7imfZKYD4Wem4dR/Stp9l1t4HCwl/wDWmd/7f
 2qzDsqz+JexRmkjnR1OVgjQoGhQBFqo8barcwR2+mWM4t7i5WR3nK58OJV+Ij154FW2qTxzYG4k
 s7pWC8pLNmPLb4owrf8Au2/1pZ9D4/kef9TkOSDIzJ4jFQxzyHnRRK7WcbNna3yA/vUO+lMdy8U
 ke11fwyh/Ljlto4pZro/Iyog5bRyqvRPfJNhmSC7YIQW2ZOO5z1pS772aaU5LysFGPL/8aZtrOT
 wzMxRWwVGT0WrFoOmh7mJQuVXmc8vpSTe3klxpt0WTRtGC26BlzyxVt03SxFHtQYI5rStNtGEa7
 lFd62hC8xWe227NGKUVRzVae1ffgle9Tk1NNoDjH2qY8SkZwDnr61Ckt0HQY9KdTaO8MKbVYwm1
 VLHyUVV9euZZLSVm+EbTgVY2jULVd1tQ8MigjAFMpcivnoxCZkk12WInC79uaOwhNvfmNxgox+/
 OodwudTkcn4S5JP3qZDceLsDHLg5DdzV70Zj5ZMtYtvELony4zgV6A9n2rQTaXb2CfC8K5x2YE9
 RWCwP7o1/fSdVAjX1OK0j2bzO1pw+RkXPvEqsfOLGef3zXYfKzk0ttG5L0o6bibcoxSzVkqBGhR
 GhQBGFcnWbCHU9Nu7O4+WdCmR1HkR9Dz+1dUttGaqGs8caHY6i2nXF4vvKn4kVGb7ZFDr2NG/Rg
 3F1ps1yWV1DXhP4424CyjkzffG771AVxDaiJQBI3zY51YuNdQttS16Wew+KJgu5iPzd6qEr5mMS
 KzP3duw+lRY8csklCPLJ5SUVbJpvVjjWJAAFOWbvWgcFzafcyJCLhUm7JJyLfTzrO4oFUc+dSFG
 OnL6VvrwMZ4/2dMpLyLhLhcHo63twi7adAKt1rHOHOP7/SWSC+Z7q0HLmfjT6Hv9DWq6frNlq9o
 tzaTrKh5ZHVT5EdjXndZ4vNpXyrX2a2n1kM/Xf0dNmG2olwwK5onmUDGcioc8+AQcY86zXyXFaG
 GcO2Mmo2sWy22hXVwRz8Jj+lH4oWTdkYpWvOLjhm8QN80RH6URXI8r2nnmaMOZCOud1K06LbJvx
 uc/InmaBLNkIuZPl+tSRcRWkCxQHdOx/ElP7D0FX/AFRlVzZJv4Wkg8NW3JEcuf5n71bvZvxPp2
 j6okWqyFPhKQy4+FC3Xd/mqbeXgtrMxouVb5SeWTXLgdfGEkyb4wVLJnG4dxmmhxyLJnsqzlDKM
 HIPMGphqiezW/ku+BtKlmkDv4ZT5slVViFB9QAKvCtuWrJVDoUKFAEC4banPpXnzi3RL+z1y+1S
 W2KQzzM0ckagxupPLn1VvQit21vadMuQ8ywr4ZzI7YC/U+VYv7SNVvNS1GGO3fbYQxeKFgbdubO
 CSRyOOgrko7uESQdOyiT3gjkAjj3OR8p6fXNR4YtuWPNm5sadKfEzNzdjzJ/alIuTXpvF+OWGKn
 Jcsz9VqXN0uhSrSwtLC4oEV6BQM3dY0QRUnTdUvNIuhcWczI3cdmHkR3pkikEVXy4YzTUlaJseR
 wdxNV0LiuHWYcFliuV+eIt19V866r3R5hqxNRli3lXf0ziu8s9sNyTcQj+Y/Gv0Pf715DyHgJcz
 wv8Ahv6Tya4jl/6aC8p3Ej9a5l3Jc7J4/GcxSqV2EDA5cueM/wDehZ6lbX8Xi28u5e47r9RUiUC
 aPBNeYlGeKW2apm4nDJG49GOXo92mlUci36eYphHijZWf4iBnH7VcuJ9C8XddQDEg+YfzVRV3Ld
 KGGQGzz9Ku4pKSsy80HCVHQukuJbaOefO5hlQfyil29svugZufLIx39KRe3ZXcroSzDBGeSDy+t
 JtbxkgEajcOZ5npUiITWfYpeyL/ABKylnOF2ypDnlzOCw8u39a22B8ivLHCHE9tw3xLBqTvJJbM
 jJOiLlgpH9jg1v8AwlxpovFEbfw28Dyx83hcbZFHntPb1FXJqCra7K3PtFvoUQORQqMDi6pPbRW
 0j3bxpbqv4jSnChe+c1gXFWvR6reRRWRk92tY2t0kfrKm/cCR9gPXGa63tI4mfWNbfToJD7lZtt
 IB5SSd2P06D71RjnHKvT+O8bGMVlyd+kUM+pb/AFiN7dxPOnlQBfWgq0sdK34xooykANj5hSsUW
 M0WcHHanoTsI0gjI+lLfOD6UB8JU/zCkasdDZXBH70krn6+VPFQDtPynp6Ukrt5H7GkcTtgtrma
 0mEsEjI69xVw0riKK82xT4jn6f8AS30/xVPKhjj83702QVJJ5Vk6/wAXi1Ef2XPpl/Sa7Jglx19
 GizhZlIxms44g073G/NzHyjLcx5V3dM154ysN2xK9BIeo+tL4sthLpIuk+JVYbiPI14nPo8uky7
 ZdP2egWohqcdxKM7Ftryg4k7f3p6N4o4g6EZ6Mh6MKky2ZubBJ4+fhqEwPKosvu4s4GR/xhlZoy
 PXkfWpMe2T2sqSTStEeWaDOYQ0ZzVz4b4hnOp6bcfgx3sd5bIhhiWMyLuZX346kqwHrj0qlrbB0
 bbncj8x6Yq28Dx2kXFWmvfzLGkdxHJ8X15friuv9ZUKuVZ6qRsA+hIoVytQ1mLSIYnlR2EhxlT3
 oVKRUzzA7FmJYkknJJ7miA70kdacFfRUYLDFKoqOnEBQPOhQrpwQThSvpRn5FPrQfuftQPJEHnS
 ji2G5cUlfiXa3UUo/J602xw4Yd6JfZxBY/KfsaMgNybr504RuGaQfI0rR1MZZSpwam296fcJ9Pn
 OYJkKqx/Ie32qMeZwelNuvPlWfq9JjzwcZIsYM8sUriN6Gt4bm7t44WkZImG0Hp6/71D1SZbuRY
 hp8VtKmEzG3I486nJHbNIRceIuRhZEONv1HcVEjaCG4lUBd+xsOw+Y143UaLJgy01/Tcx545IWi
 FYyra3n4hyjLtano2c3huTuMOduR1HakS2uDgtzxnIpnZLDIqIwL9gaaejyRW4RZYvg0a045v9S
 hhtrnVZkFvEER1XDMByGaFUZLSOGYpMwc7cnYc8zQqrtkSWdBKdFMLTq86+kw6POSF0eaTR5pxK
 DzzoE4FFmkscJXfQUK6iibmy+VEzYjpG/ktK2MkPucITScfAtIkbdtTuTTp5sB5V3sGqQa9KDLm
 lUVNRHY0aSRThFJIqKSHTGHXNQbq08Qh15SL+oroNypthnnVLPghkVSRPjySi7RDTnH+ImCD0pc
 hQKXZRkd8U8VB596IgHqKrLTbYuPZM8tuxnTWjiDvMAS3nQp1YkBOAR6ChWa/Gzvssf5MR4U6jZ
 zTX5aXF8pr0sfozmuByjpNHUpGHTcx5CnKZn+YUPoaPYJT8AHnTO/JJ7BqE7HA+lMdtvbNV5Te6
 ieEeCfAC5Mh+1SFGOdFGoCqB0pdWYrgrZHbBQNEKB6U5GAgUhhSz3pJpWdQw4pvvTrU0etVpk0R
 tuRoA5o270noeVQMkHVXNCnIuf8AShTbUJZ//9k=
END:VCARD
